Payment methods

You can choose from the following payment methods. For each one you will find the essentials here: who processes it and what to look out for. We do not charge a surcharge for any payment method you choose.

• PayPal

You pay using your PayPal account. After selecting this payment method you are briefly redirected to PayPal and returned to us once you have confirmed. If you do not have a PayPal account yet, you can create one there in a few minutes.

• Pay upon Invoice with PayPal (deliveries within Germany only, 5 to 2,500 euros)

Goods first, payment afterwards: you receive your order and settle the invoice amount within 30 days of the invoice date. You do not need a PayPal account, and you are not redirected to an external site – you stay with us in the shop throughout the entire order process.

• Processing and payee: Pay upon Invoice is part of PayPal Checkout and is processed by Ratepay GmbH. We assign the purchase price claim arising from your order to Ratepay. You can therefore only make payment with debt-discharging effect to Ratepay – please do not transfer the amount to VerticalExtreme and not to PayPal.
• Bank details and payment reference: You will receive both separately by email from Ratepay. Please use the payment reference exactly as stated there – only then can your payment be allocated. Please also allow a few days' buffer: depending on your bank, a transfer can take up to three business days to be credited.
• Assessment by Ratepay: If you select this payment method, Ratepay carries out an automated risk and credit assessment and obtains information from credit agencies for this purpose. Pay upon Invoice is therefore not available for every order. If it is not offered to you, simply choose a different payment method – your order will not be lost.
• Additional details required: For the assessment you provide your date of birth and telephone number in addition to your address during the order process. This data is transmitted to Ratepay GmbH. Details of what exactly is processed can be found in our privacy policy.
• Requirements: Billing and delivery address in Germany, order placed as a private customer (no business purchases), minimum age 18, order value between 5 and 2,500 euros, payment in euros, physical goods only.
• Costs: As long as you pay within the deadline, no additional costs and no interest are incurred.
• Returns: If you return your order in full, we report the return to Ratepay and the invoice is cancelled. If you keep only part of it, the invoice amount is reduced accordingly. Please wait before transferring the money until your return has been processed by us – you will then receive a corrected invoice. If you have already paid, Ratepay will refund the amount to the account the payment came from.
• Supplementary terms: Ratepay payment terms, Ratepay privacy notice and PayPal terms of use for Pay upon Invoice with Ratepay. These documents are legally binding in their German version.

• Credit card via PayPal

A service provided by PayPal – you do not need your own PayPal account for this. You enter your card details directly with PayPal; they are not stored by us. Which cards are accepted and when your card is charged is shown during the payment process and in the confirmation from PayPal.

• Apple Pay via PayPal

You pay with a card stored in your Apple Wallet – on iPhone, iPad or Mac using Safari, provided your device supports Apple Pay. The payment is processed by PayPal; you do not need your own PayPal account for this. Your card details are not passed on to us.

• Google Pay via PayPal

You pay with a card stored in your Google account – on your smartphone or in your browser, provided your device supports Google Pay. The payment is processed by PayPal; you do not need your own PayPal account for this. Your card details are not passed on to us.

• SEPA direct debit via PayPal (deliveries within Germany only)

Also a service provided by PayPal, again without your own PayPal account. You issue a SEPA direct debit mandate during the order process, and the invoice amount is then debited from your account. PayPal reserves the right to carry out its own assessment for this payment method; it is therefore not available for every order.

• iDEAL via PayPal (deliveries to the Netherlands only)

You pay directly via your Dutch online banking: after selecting this payment method you choose your bank, confirm the payment in your banking app and are then returned to us. The payment is processed by PayPal; you do not need a PayPal account for this.

• Amazon Pay

You pay using the payment and address details stored in your Amazon account. After selecting this payment method you sign in to Amazon, choose your payment method and delivery address there, and then complete the order with us. Your payment details are not passed on to us.

• Instalment purchase with Klarna

You pay for your purchase in monthly instalments. Klarna will show you how many instalments are possible, what they cost and the applicable annual percentage rate of charge before you complete the purchase. The instalment purchase is a consumer credit agreement that you enter into with Klarna; Klarna, not VerticalExtreme, is therefore your contractual partner for the financing. You pay the instalments exclusively to Klarna.

• Your order and address data is transmitted to Klarna for the assessment. Klarna carries out its own credit assessment and obtains information from credit agencies for this purpose. The instalment purchase is therefore not available for every order.
• A minimum age of 18 is required.
• The Klarna general terms and conditions and the Klarna privacy notice apply in addition.

• Prepayment by bank transfer

You will receive our bank details and the payment reference by email after placing your order (subject line „Auftragsbestätigung zur Bestellnummer XXXXX bei VerticalExtreme.de").

• We will notify you automatically by email once your payment has been received.
• Your order is dispatched as soon as the invoice amount has been credited to our account.

Good to know

• We do not charge a surcharge for your choice of payment method. Interest is incurred on instalment purchases with Klarna; Klarna will show you the exact costs and the annual percentage rate of charge before you complete the purchase.
• If your item is in stock – you can see the status directly on the product – we usually dispatch your order on the same working day. For prepayment we dispatch once payment has been received.
• The payment methods actually available to you are shown in the final step of the order process. The selection may vary depending on the delivery country, the order value and the outcome of the assessment carried out by the respective payment service provider; there is no entitlement to a specific payment method.
• At our shop in Holzkirchen you can also pay in cash or by card on site. These payment methods apply in the shop only, not in the online store.
• Do you have questions about a payment method, or is something not working? Give us a call or send us a message – we will find a solution.

Last updated: 12 October 2026